10 Best Retirement Towns In America In 2024

Choosing the perfect place to retire can be an exciting yet daunting task. With so many factors to consider, such as cost of living, climate, healthcare, and recreational opportunities, finding the right spot to enjoy your golden years requires careful thought.

Drawing inspiration from Realtor.com’s expert recommendations, we’ve compiled a list of the top 10 affordable retirement towns in America. These towns offer a mix of affordability, quality of life, and vibrant community life that are ideal for retirees.

Featured Image Credit: Tima Miroshnichenko /Pexels.com.

#1. Myrtle Beach, South Carolina

Myrtle Beach, South Carolina
Image Credit: Wikimedia Commons.

Myrtle Beach is a perennial favorite for retirees due to its warm climate, beautiful beaches, and low cost of living. The town offers a plethora of recreational activities, including golfing, fishing, and boating. Healthcare facilities are top-notch, and the area is known for its welcoming community.

#2. Boise, Idaho

Boise, Idaho
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Boise combines urban amenities with access to stunning natural landscapes. Retirees can enjoy the vibrant downtown area, cultural events, and outdoor activities such as hiking and skiing. The cost of living is reasonable, and the city’s safety and healthcare services are highly rated.

#3. Asheville, North Carolina

Asheville, North Carolina
Image Credit: Wikimedia Commons.

Asheville is known for its artsy vibe, beautiful Blue Ridge Mountain setting, and mild climate. It’s a haven for retirees who appreciate a lively cultural scene, farm-to-table dining, and access to outdoor adventures. The city’s strong healthcare system and community-focused living make it an excellent choice for retirement.

#4. Sarasota, Florida

Sarasota, Florida
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Sarasota offers stunning Gulf Coast beaches, a vibrant arts scene, and an array of outdoor activities. The town is particularly attractive for its warm weather and extensive healthcare facilities. With a variety of housing options and a welcoming community, Sarasota is a top retirement destination.

#5. Prescott, Arizona

Prescott, Arizona
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Prescott boasts a moderate climate, rich history, and a variety of outdoor activities, from hiking to kayaking. The cost of living is relatively low, and the town has a strong sense of community. Prescott’s healthcare services are well-regarded, making it a great place for retirees seeking a peaceful yet active lifestyle.

#6. Bend, Oregon

Bend, Oregon
Image Credit Wikimedia Commons.


Bend is perfect for retirees who love the great outdoors. Surrounded by natural beauty, the town offers activities such as hiking, fishing, and skiing. Bend has a growing arts and dining scene, a moderate cost of living, and excellent healthcare facilities, ensuring a high quality of life for its residents.

#7. Savannah, Georgia

Savannah, Georgia
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Savannah’s historic charm, mild climate, and Southern hospitality make it an appealing choice for retirees. The town offers a low cost of living, beautiful parks, and a rich cultural scene. Savannah’s healthcare services are top-notch, and the community is both diverse and welcoming.

#8. Madison, Wisconsin

Madison, Wisconsin
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Madison is known for its vibrant cultural scene, extensive park system, and top-rated healthcare facilities. The town’s cost of living is reasonable, and it offers a mix of urban and natural environments. Madison’s active community and variety of recreational activities make it an attractive retirement destination.

#9. Charleston, South Carolina

Charleston, South Carolina
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Charleston combines historic charm with modern amenities. Retirees can enjoy the town’s beautiful architecture, coastal living, and vibrant arts scene. The cost of living is moderate, and Charleston offers excellent healthcare services and a welcoming community atmosphere.

#10. Santa Fe, New Mexico

Santa Fe, New Mexico
Image Credit: Wikimedia Commons.

Santa Fe is renowned for its unique cultural heritage, beautiful landscapes, and thriving arts scene. The town offers a warm climate, excellent healthcare facilities, and a variety of recreational activities. Santa Fe’s low cost of living and welcoming community make it a top pick for retirees seeking a rich and fulfilling lifestyle.

Choosing the right retirement town involves considering your personal preferences, lifestyle needs, and budget. These top 10 towns offer a diverse range of options, ensuring that there’s a perfect place for every retiree to call home.

Source: Realtor.com Survey

Disclaimer – This list is solely the author’s opinion based on research and publicly available information. 

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